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Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. Co-payments are not usually specified by percentages. Benefits include paid hospital expenses, medical expenses, surgical expenses and income payments. Named Perils — Perils specifically covered on a property insurance policy. Hazardous Activity — Bungee jumping, scuba diving, horse riding and other dangerous activities are not generally covered by standard insurance policies.
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